Add a new beneficiarySignature required

2024-11-21 06:55

POST /amsin/api/v1/business/account/bindBeneficiary

To create a beneficiary, the Partner can call this API to bind a beneficiary by connecting the bank card information of the beneficiary to a WorldFirst account.

Structure

A message consists of a header and body.

Request header

Request parameters

accessToken String

The access token that is used for OAuth authorization.

More information:

Maximum length: 64 characters

bindBeneficiaryRequestId String REQUIRED

The unique ID assigned by the Partner to identify a request for beneficiary binding.

More information:

This field is an API idempotency field.For details about API idempotency, see the Idempotency chapter.
Maximum length: 64 characters

beneficiaryType String REQUIRED

Defines the type of beneficiary's card.

Valid values are:

THIRD_PARTY_PERSONAL_BANK_ACCOUNT: indicates the personal bank account of the third-party beneficiary
THIRD_PARTY_COMPANY_BANK_ACCOUNT: indicates the company bank account of the third-party beneficiary
PERSONAL_BANK_ACCOUNT: indicates the personal bank account of the same-name beneficiary
COMPANY_BANK_ACCOUNT: indicates the company bank account of the same-name beneficiary
RELATED_MERCHANT_COMPANY_BANK_ACCOUNT: indicates the company bank account of the related company
RELATED_MERCHANT_ALIPAY_COMPANY_ACCOUNT: indicates the company alipay account of the related company

This parameter is optional for the Partners who have already completed integration.
When the value of this parameter is RELATED_MERCHANT_COMPANY_BANK_ACCOUNT or RELATED_MERCHANT_ALIPAY_COMPANY_ACCOUNT, currency and countryCode parameters must be specified as CNY and CN.
When currency is KR and countryCode is KRW, this parameter must be specified as either PERSONAL_BANK_ACCOUNT or COMPANY_BANK_ACCOUNT.

beneficiaryBankAccount BeneficiaryBankAccount object CONDITIONAL

Details about the beneficiary's bank account, such as the name of the account holder, region and BIC of the beneficiary's bank, etc.

This parameter is NOT required when beneficiaryType is RELATED_MERCHANT_ALIPAY_COMPANY_ACCOUNT.
Call the inquiryBeneficiaryTemplate API to get the required parameters for this object.

beneficiaryAlipayAccount BeneficiaryAlipayAccount CONDITIONAL

The alipay account information of the beneficiary.

This parameter is required when the beneficiaryType is RELATED_MERCHANT_ALIPAY_COMPANY_ACCOUNT.

Show child parameters

countryCode String CONDITIONAL

2-character ISO 3166 country/region code that represents the country/region where the bank locates.

This parameter is only NOT required when beneficiaryType is RELATED_MERCHANT_ALIPAY_COMPANY_ACCOUNT.

More information:

Maximum length: 2 characters

currency String CONDITIONAL

3-character ISO 4217 currency code that represents the currency used. Currently, the following currencies are supported:

USD, EUR, GBP, NZD, CAD, AUD, JPY, SGD, HKD, CNH, CNY, KRW

This parameter is only NOT required when beneficiaryType is RELATED_MERCHANT_ALIPAY_COMPANY_ACCOUNT.

beneficiaryNick String CONDITIONAL

The nickname of the beneficiary. The nickname is defined by the Customer to identify the beneficiary easily.

This parameter is only NOT required when beneficiaryType is RELATED_MERCHANT_ALIPAY_COMPANY_ACCOUNT.

More information:

Maximum length: 70 characters

templateCategory String

Defines the type of the template used for the beneficiary.

Valid values are:

GENERAL_TEMPLATE: General template returned in the cardTemplateData field of the inquiryBeneficiaryTemplate API.
LOCAL_TEMPLATE: Local template returned in the localCardTemplateData field of the inquiryBeneficiaryTemplate API.
CROSS_BORDER_TEMPLATE: Cross-border template returned in the crossBorderCardTemplateData field of the inquiryBeneficiaryTemplate API.

More information:

The default value is GENERAL_TEMPLATE.

referenceBeneficiaryId String

The unique ID defined by the Partner to identify a beneficiary.

More information:

Maximum length: 64 characters

Response parameters

result Result REQUIRED

Indicates whether this API is called successfully.

Show child parameters

beneficiary Beneficiary REQUIRED

Describes details about the beneficiary.

This field is returned as needed only when result.resultStatus =S.

Show child parameters

API Explorer

Request

URL

Case

Add new beneficiary using general template

Request Body

Response

Case

General template

Case description

Add new beneficiary using general template

Response Body

Result processing logic

After calling the API, a response is returned with two result codes, result.resultStatus and beneficiary.status.

result.resultStatus indicates the result of the inquiry.
beneficiary.status indicates the status of the submitted beneficiary.

The possible responses for result.resultStatus are:

Result status	Description
S	This indicates the API call succeeded.
F	This indicates the API call failed. For more information on why the call failed, see `result.resultCode`.
U	This indicates the API call result is unknown. Partner can make a query when the returned status is `UNKNOWN`. Use the following query strategy: A Partner can make 7 queries at maximum. Intervals between queries: 5m, 10m, 20m, 40m, 80m, 160m, and 320m. If none of the queries is successful, contact our Technical Support Team.

System-realted result codes

Code	Value	Message	Further action
SUCCESS	S	Success
PROCESS_FAIL	F	A general business failure occurred. Do not retry.	Human intervention is usually needed. It is recommended that you contact our Technical Support Team to resolve the issue.
PARAM_ILLEGAL	F	Illegal parameters exist. For example, a non-numeric input, or an invalid date.	Check and verify whether the request fields, including the header fields and body fields, are correct and valid. For details on the fields of each API, see the specific API Structure section.
UNKNOWN_EXCEPTION	U	API failed due to unknown reason.	The service might be down, retry later. If the issue persists, contact our Technical Support Team.
REQUEST_TRAFFIC_EXCEED_LIMIT	U	The request traffic exceeds the limit.	Call the interface again to resolve the issue. If the issue persists, contact our Technical Support Team.
OAUTH_FAIL	F	OAuth process failed.	Contact our Technical Support Team for detailed reasons.
INVALID_API	F	The called API is invalid or not active.	Check whether the correct API is being called.
INVALID_CLIENT	F	The client is invalid.	The Client ID does not exist or is invalid.
INVALID_SIGNATURE	F	The signature is invalid.	Make sure the request is properly signed with a valid signature.
METHOD_NOT_SUPPORTED	F	The server does not implement the requested HTTP method.	Ensure the HTTP method is `POST`.

Business-related result codes

Code	Value	Message	Further action
UN_SUPPORT_BUSINESS	F	Unsupported business.	Invalid parameters are used e.g. currency is incorrect. Retry with the correct information.
USER_NOT_EXIST	F	The user does not exist.	Retry with the correct user information.
RISK_REJECT	F	The transfer is rejected for risk control reasons.	Prompt the user that the request is rejected because the risk control failed.
REPEAT_BIND_BENEFICIARY_REQUEST	U	Repeated request to bind a beneficiary.	Check whether the beneficiary has already been successfully bound with the inquiryBeneficiary API.
EXCEED_MAX_COUNT_LIMIT	F	Exceed max count limit.	Ensure the data lies within the limit and try again.
USER_NO_PERMISSION	F	User does not have permission.	Check the permission of the user and retry.
BENEFICIARY_ALREADY_EXISTED	U	Beneficiary already existed.	Check whether the beneficiary has already been successfully bonded with the inquiryBeneficiary API.
REPEAT_REQ_INCONSISTENT	F	Repeated requests are inconsistent.	Ensure all the fields in the requests are the same.
REFERENCE_BENEFICIARY_ID_EXIST	F	Reference beneficiary id exist.	Check whether the beneficiary has already been successfully bound.
CARD_TEMPLATE_NOT_EXIST	F	No card templates met the query conditions.	Check whether the correct beneficiary template has been used.

Field	Required	Sample	Description
Client-Id	Yes	`Client-Id: *****`	For more information about these request header fields, see Request header.
Signature	Yes	`Signature: algorithm=RSA256, keyVersion=2, signature=*****`
Content-Type	Yes	`Content-Type: application/json; charset=UTF-8`
Request-Time	Yes	`Request-Time: 2019-04-04T12:08:56+08:00`
Connected-CustomerId	Optional	`Connected-CustomerId: *****`	Attention The unique id assigned by WorldFirst to identify an account. Note: This parameter replaces customerId in the request body. Both parameters serve the same function, and this change does not impact functionality. If you have already integrated this API, you may continue using customerId in the request body or re-integrate this API using Connected-CustomerId in the request header.